Chronic Condition Support: Midyear Review for SMEs

Meet long-term needs with flexible, employee-first coverage.

Chronic illnesses—like hypertension, diabetes, asthma, and heart disease—don’t take a break. For SMEs, these conditions often affect productivity, absenteeism, and morale more than any short-term illness.

That’s why midyear is a perfect time to evaluate whether your health plan is truly supporting employees with long-term health needs.

Why Chronic Care Should Be a Priority

✔ Chronic conditions are among the top reasons for sick leaves and emergency care claims
✔ Many employees silently manage long-term illnesses without speaking up
✔ Costs escalate without preventive monitoring and early intervention
✔ Supporting chronic care builds loyalty and shows you care beyond productivity

What to Evaluate Midyear

1. Outpatient Access
Ensure employees have access to regular consultations, lab tests, and medications related to their condition.
💡 Ask: Are your outpatient benefits being fully utilized—or are employees shouldering costs out-of-pocket?

2. Specialist Inclusion
Are cardiologists, endocrinologists, and pulmonologists covered within your plan or through accessible reimbursement?

3. Medication Support
Consider coverage or discounts on maintenance medications. If not included, explore add-ons or wellness cards that can help offset these recurring costs.

4. Flexibility in Check-Ups
Can employees easily book follow-up care, even during work hours or while traveling? Digital platforms like SmilePH and Doctor Anywhere support continuity of care.

5. Awareness Campaigns
Host brief, informative health talks or online content to help staff manage their conditions better—with clarity on how your benefits support them.

Real Results: SME Example

A tech SME in Ortigas added chronic care monitoring through Purple Cow after a midyear review.
✅ Employees with diabetes received quarterly consults
✅ Absenteeism dropped by 20%
✅ Claims became more focused on prevention than hospitalization

Build a Plan That Supports Health for the Long Haul

Enhance chronic care coverage with Purple Cow and ensure your employees with ongoing health conditions receive the support they need—now and into the second half of the year.