Habagat Season Travel and Health Coverage Tips for Employees

Rain or shine, work trips happen—make sure your team knows their health rights on the road.

The Habagat season (Southwest Monsoon) in the Philippines brings frequent rains, floods, and increased travel risks—especially for SMEs with mobile staff or inter-island operations.

If your employees travel for work—visiting clients, attending expos, or delivering goods—knowing what your health plan covers during these months is critical. Proper preparation can prevent minor incidents from becoming major problems.

Why Coverage Matters More During Habagat Season

✔ Higher risk of accidents due to slippery roads or flooding
✔ Increased exposure to illnesses like dengue, flu, or leptospirosis
✔ Travel delays that may affect access to regular medical providers
✔ Remote work locations with limited healthcare infrastructure

As an SME, being ready means empowering your team with clear guidance and reliable coverage.

Health Coverage Essentials for Work Travel During Rainy Months

1. Clarify Nationwide Access
Make sure employees know they have cashless access to Purple Cow’s accredited network anywhere in the Philippines—even outside their home base.

2. Educate on Emergency Care Protocols
Explain what to do in case of injury or illness on the road. Reassure them that emergency care is covered nationwide, and they can use Letters of Guarantee (LOGs) via the SmilePH app.

3. Encourage Digital Consultations
If physical clinics are hard to reach, remind staff they can use Doctor Anywhere for common ailments like fever, allergies, or stomach flu.

4. Prepare for Common Rainy Season Illnesses
Distribute info on prevention (e.g., insect repellents, water safety) and coverage for dengue tests, flu consults, or fever management.

5. Provide Travel Safety Kits
Some SMEs issue basic kits with alcohol, face masks, paracetamol, and small waterproof bags—backed by health coverage if symptoms worsen.

Extra Tip for HR Teams

Create a simple “Rainy Season Travel Health Guide” to send via email or group chat. Include hotlines, SmilePH links, and accredited hospital directories.

Equip Your Team with Worry-Free Health Access

Learn about Purple Cow’s nationwide access and emergency care to ensure your traveling staff are safe and covered—wherever work takes them this rainy season.