Year-End Benefits Review: Maximizing What’s Left

Close the year strong by helping employees maximize their coverage.

December isn’t just about closing the books — it’s also the perfect time to review your team’s health benefits before the year resets. Many employees leave valuable inclusions unused, from dental care to preventive checkups. A timely reminder can make a big difference in overall wellness and benefit satisfaction.

1. Check Benefit Utilization Before It Expires

Encourage employees to use any remaining Annual Physical Exam (APE), dental services, or outpatient visits covered by their HMO plan.

Most policies refresh annually, so unused benefits don’t carry over into the next year.

2. Promote Preventive Care

Preventive screenings help catch potential health issues early — saving both employees and employers from future medical costs.

By encouraging APEs and routine dental visits now, SMEs can reduce absenteeism and start 2026 with a healthier, more energized workforce.

3. Use Digital Tools to Simplify Access

With SmilePH, employees can easily check their coverage, find accredited clinics, and schedule appointments without HR bottlenecks.

Doctor Anywhere also allows virtual consultations for employees who prefer quick, convenient care before the year ends.

4. Reinforce a Culture of Care

When HR teams remind employees about their remaining benefits, it communicates genuine concern for their well-being — not just compliance.

It’s a simple but powerful way to close the year with care.

Remind Your Team to Make the Most of Their Coverage with Purple Cow

Talk to Purple Cow to ensure your employees use their full benefits — from APEs to preventive care — before the year resets.